OneBookPlus
Complete accounting, built into your business platform.
Full double-entry accounting with 40+ reports, BAS audit, GST settlement, PAYG installments, super-guarantee tracking, TPAR, fixed-asset depreciation across four methods, CGT cost-base, multi-currency with FX revaluation, inventory, tracking categories, bank feeds via Basiq, ABA payment runs, a 12-week cash flow forecast and trial-balance sign-off — connected to your invoicing, jobs, and CRM. No syncing, no double-entry, no month-end pain.
Replaces Xero, MYOB, QuickBooks
60+
Accounting reports, registers & screens
Full
Double-entry GL with audit log
Basiq
Live bank feeds + CSV / OFX / QFX
$0
Free plan with full GL access
How accounting flows through OneBookPlus
No sync, no exports. Every transaction your operations team creates lands in the GL the same moment it's saved.
Invoice
issue with GST
Receivable
lands in aged AR
What's inside
35+ reports, registers, and tools — grouped the way an accountant actually thinks about the close cycle.
Financial statements & ledger
P&L, Balance Sheet, Cash Flow, Trial Balance — all generated live from the same GL your invoicing writes to. Every line drills to the source transaction.
Toggle between cash and accrual on the fly. Month-by-month columns and full-year totals with depreciation auto-included.
The shift
Without OneBookPlus
Manual BAS in Excel — copy GST in, copy GST out, hope nothing's miscoded.
With OneBookPlus
BAS auto-rolls from your GL with G1-G11 broken out + anomaly detection before lodgement.
Without OneBookPlus
Chase overdue customers by sending the same email manually each Friday.
With OneBookPlus
In the product
Real OneBookPlus product screens — not mockups, not someone else's app.


40+
Reports including comparative, drill-downs, year-end pack and CSV export
12 wk
Forward cash-flow forecast with negative-week alerts
4
Fixed-asset depreciation methods including SBE pool and immediate write-off
100+
Australian banks via CDR-regulated Basiq bank feeds
Simple setup
Drop closing balances from Xero / MYOB / QuickBooks into the Opening Balances wizard. Optionally bulk-import historical journals via CSV.
Your invoicing, bookings, and bank feeds already live in OneBookPlus — every transaction lands in the GL automatically. Bank rules auto-categorise; you review the rest.
Run your P&L, Balance Sheet, and Aged AR. Email customer statements for overdue amounts. Reconcile your bank tin. Pay supplier bills in one batch.
Open the GST/BAS report, run the GST audit to catch anomalies, lodge the summary to the ATO via the built-in lodgement app, and post the settlement journal when you pay.
Australian small businesses need accounting software that handles GST, BAS, and expense tracking without requiring an accounting degree. OneBook Plus Finance gives you real-time profit and loss reports, automatic GST tracking across every invoice and expense, and BAS-ready summaries that your accountant can use directly — or you can lodge yourself.
Unlike standalone accounting tools like Xero or MYOB, OneBook Plus Finance is connected to your invoicing, bookings, and CRM from the start. Your revenue updates the moment an invoice is paid. Your expenses are categorised as you log them. Your GST position is always current — not something you scramble to calculate at quarter-end.
For sole traders tracking deductions, restaurants reconciling daily sales, or service businesses managing multiple revenue streams — OneBook Plus Finance turns real-time data into clear financial insight. Import bank statements via CSV or OFX, categorise transactions with Australian business expense categories, and generate P&L reports for any date range. BAS preparation becomes a 5-minute task, not a 5-day headache.
How we compare
See how OneBookPlus Finance compares to Xero, MYOB, and QuickBooks.
| Feature | OneBookPlus | Xero | MYOB | QuickBooks |
|---|---|---|---|---|
| GST tracking & BAS summaries | Yes | Yes | Yes | Yes |
| Expense tracking | Yes | Yes |
Real-world scenario
How a Gold Coast cafe owner stays on top of her books
Nina imports last week's bank statement into OneBook Plus — 47 transactions categorise automatically based on her rules (rent, produce suppliers, utilities). She reviews and confirms in under 5 minutes.
Her dashboard shows March revenue at $28,400, expenses at $19,200, net profit $9,200. GST collected: $2,581. GST paid on expenses: $1,745. Net GST payable: $836. All calculated automatically from her daily sales logs and expense records.
When her BAS is due next week, she exports the summary as a PDF and emails it to her accountant. No spreadsheets, no shoebox of receipts, no weekend reconciliation marathons. Her accountant reviews and lodges in minutes. Nina's total bookkeeping time this month: 45 minutes.
Common questions about OneBookPlus Finance.
The full set you'd expect of a primary ledger: chart of accounts, general ledger, manual journal entries with reversal and audit log, balance sheet + comparative, P&L cash/accrual + comparative, cash flow statement + 12-week forecast, trial balance + comparative + sign-off, aged AR + AP with customer drilldown, customer + supplier statements, BAS report, BAS lodgement record, GST audit, GST settlement, PAYG installments (T7 / T1×T2), super guarantee tracking, TPAR, ATO calendar, deduction finder, receipt-coverage scan, expense anomalies, supplier ABN audit, FX revaluation, fixed assets with four depreciation methods, CGT cost base, inventory + stocktake, tax codes, tracking categories, P&L by tracking, period locks, bank reconciliation, bank rules, bank feeds via Basiq, payment runs with ABA export, credit notes, credit limits, bad-debt write-off, petty cash, recurring invoices + expenses, recurring revenue insights, job costing, project budget, quote analytics, Stripe payouts reconciliation, multi-currency invoicing, working-capital ratios, break-even, cost-plus pricing, sales forecast, franchise consolidation, year-end pack, month-end digest and 40+ reports.
The Opening Balances wizard imports your closing balances as a single OPENING-BAL journal entry. Chart of Accounts has a CSV import that replaces the seeded chart wholesale. CSV journal import handles bulk historical transactions. Most tenants are operational within a day.
Built in Melbourne, AU
ATO-ready from day one
256-bit encryption
No credit card needed
Other OneBookPlus products that pair naturally with Finance.
About the author
Founder & CEO, OneBookPlus
Bishal has over a decade of experience in digital marketing, web development, and small business consulting across Australia. He has worked directly with 200+ Australian small businesses — from tradies and restaurants to salons and professional services — understanding their operations, pain points, and growth opportunities.
Start free. No credit card required. Upgrade when you're ready.
Last reviewed and updated: by Bishal Shrestha
Payment
via bank feed
Bank rec
match + categorise
GL
posts to journal
BAS lodged
settlement journal
Invoice
issue with GST
Receivable
lands in aged AR
Payment
via bank feed
Bank rec
match + categorise
GL
posts to journal
BAS lodged
settlement journal
Side-by-side this FY vs prior FY with variance dollar + percent per category. Spot growth and overrun at a glance.
Real-time balance sheet with year-on-year comparison showing movement per line. Receivables reflect what was outstanding then, not now.
Operating, investing, and financing activities for any period. Generated automatically from your transactions.
Every account's net debit/credit at any point in time — the diagnostic test for GL integrity. Side-by-side TY vs LY.
Account-level transaction listing with running balances. Drill from any P&L or balance-sheet line straight to source.
Full double-entry journal with multi-line entries, reversal support, and an append-only audit log of every mutation.
Tax & compliance
Every G-code, every PAYG/super line, every TPAR report is calculated live from the GL. The GST Audit Report flags the misclassifications before lodgement so you don't lodge bad numbers.
Quarterly BAS-ready summary covering G1, 1A, G2, G3, G10, G11, 1B from your live invoice + expense data.
Pre-lodgement anomaly detection: invoices marked Standard with $0 tax, off-band GST rates on expenses, and tax/non-tax conflicts.
Record your BAS payment to (or refund from) the ATO with a single click. Posts the journal that clears GST liabilities for the quarter.
Unrealised gain/loss on unpaid foreign-currency invoices, calculated against live spot rates and a per-period reversal entry.
All five ATO depreciation methods, business-use %, and CGT cost-base tracking with 50% discount eligibility on disposal.
Beyond Standard / GST-free / Export / Input-taxed — add WET, LCT, capped input credits with your own rate and reporting label.
Receivables, payables, cash
Aged AR + AP with drill-down to invoice level, customer + supplier statements with one-click email send, batch bill payment with ABA export, and bank rec that AI-suggests matches.
Standard buckets (Current / 1-30 / 31-60 / 61-90 / 90+) plus per-customer drilldown showing who's behind on what.
Per-party ledger with running balance. One-click email send to chase overdue amounts. Mirror flow for suppliers.
Dedicated bills-to-pay queue with aged buckets. Select multiple bills, pay all at once with a shared reference and ABA file.
Drag-style match between bank lines and invoices/expenses. AI suggests matches with confidence scoring.
Auto-categorise imported bank transactions by merchant pattern, description, or amount range. Re-apply rules to backfill historical data.
Live bank-feed integration in addition to CSV / OFX / QFX import. Statements flow in daily.
Track named cash tins (office, register, site truck) with disbursements, top-ups, and a running balance.
Planning & analysis
Budget variance, 12-week cash flow forecast, working capital, project margin, customer concentration — the analytics that turn bookkeeping into financial control.
Forward look at expected receipts (open invoices + recurring), expected payments (bills due), and weekly closing balance. Negative weeks flagged red.
Set annual targets per category and compare against live numbers, scaled to monthly / quarterly / full year.
Ranked revenue per customer plus all-time lifetime value, average days-to-pay, and top-10 concentration risk band.
Suppliers ranked by spend with GST claimable and top expense category per supplier.
Per-job profitability — labour + materials cost vs billed revenue with margin colour-coded red / amber / green.
Estimate vs actual hours, materials, and total per job. Surfaces overruns before they kill the year.
Acceptance rate, median time-to-accept, won/lost value — sales-pipeline view of your quotes feeding the forecast.
Setup & data control
Chart of accounts, opening balances, tax codes, tracking categories, period locks. The boring-but-load-bearing bits that keep year-end reviews painless.
Pre-seeded with 33 standard Australian accounts; add, rename, archive, and bulk-import your existing CoA via CSV.
Bring closing balances over from Xero / MYOB. Validates debit-credit balance before posting the canonical OPENING-BAL journal.
Tag invoices and expenses by Department, Location, or Project for slice-by-tag P&L reporting.
Lock prior quarters or financial years after lodgement so nobody on the team can accidentally post into closed periods.
Drag-drop receipts (photo, PDF) into a staging inbox. Review suggested expense fields and accept to create the expense row.
Bulk-load historical journals from Xero / MYOB / QuickBooks. Per-entry balance validation before posting.
Workflow & automation
Journal templates, recurring invoices, expense claims, customer reminders, account watchlists, stock take + reorder — the daily grind, automated.
Subscription-style invoicing and expense templates that auto-generate on schedule. Projected MRR/ARR surfaced.
Issue invoices in USD, EUR, GBP, etc. with per-invoice FX rate. Accounting reports normalise to base AUD.
Stock items with on-hand qty, low-stock alerts, cycle-count workflow, and auto-posting journals on adjustments.
Roll net profit into Retained Earnings, post the closing journal, and lock the period — all in three confirmations.
Trial Balance, Cash Receipts / Payments Journal, FX Revaluation, Payroll YTD, GST Audit, and more — all in one place with CSV export.
Pin the GL accounts you check most often. One-screen view of balances, movement, and outstanding items.
Without OneBookPlus
Reconcile bank lines one at a time, then export to Xero, then re-categorise.
With OneBookPlus
Live Basiq feed + AI-suggested matches. The 80% obvious ones auto-categorise; you confirm 20%.


Year-end close wizard rolls net profit into Retained Earnings and locks the period. Export the CGT pack, fixed-asset register, and trial balance. Tax agent does the lodgement.
| Yes |
| Yes |
| Profit & loss reports | Yes | Yes | Yes | Yes |
| Bank statement import | Yes | Yes | Yes | Yes |
| Connected to invoicing | Yes | Yes | Yes | Yes |
| Built-in CRM | Yes | No | No | No |
| Online booking system | Yes | No | No | No |
| Quote management | Yes | Yes | Yes | Yes |
| Email marketing | Yes | No | No | No |
| Free plan available | Yes | No | No | No |
| Price | From $0/mo | $35+/mo | $35+/mo | $25+/mo |
Yes. Invoices can be issued in USD, EUR, GBP, NZD, SGD, CAD, JPY or any custom currency with a per-invoice FX rate. The FX Revaluation report posts a year-end revaluation journal that auto-reverses on 1 July so it doesn't double-count when invoices eventually settle.
Yes. Inventory items track on-hand quantity, purchase price, sale price, and low-stock thresholds. Stock-take / cycle-count workflow handles variance. Stock adjustments auto-post journals (Dr Inventory / Cr COGS or vice versa).
Yes. The Fixed Assets register supports four ATO depreciation methods (prime cost, diminishing value, SBE pool, immediate write-off) with business-use %. Disposals auto-post a balanced journal (Dr Bank, Dr Accumulated Depreciation, Cr Equipment, Dr/Cr Gain or Loss) and flag 50%-discount eligibility for assets held >12 months.
The BAS report calculates G1, 1A, 1B, G10, G11, W1, W2 and 5A directly from your GL with a cash/accrual toggle. The GST Audit Report flags pre-lodgement anomalies. After lodgement, mark the BAS as lodged (with the ATO receipt number) — the snapshot is frozen and revisions create a new snapshot rather than overwriting. GST Settlement records the payment in one click.
PAYG installments are advance payments toward your own income tax — reported in 5A on the BAS. PAYG withholding is tax you withhold from employees' wages — reported in W2. Both have dedicated pages and post separately to their own liability accounts.
Yes. The TPAR page auto-detects reportable contractor payments throughout the year for business types subject to the Taxable Payments Reporting System (building, cleaning, courier, IT, security, road freight). At year-end it generates the ATO-format TPAR file ready to lodge.
Yes — invite them as a tenant member. They get a read-only advisor role by default (AAL2-gated for security), with full reports, audit log, and journal access. The Journal Audit Log shows every mutation with actor + timestamp so sign-off is provable.
Full payroll lives in the Payroll module (STP Phase 2 enabled). The accounting side surfaces a Payroll Summary report and pulls super-guarantee accrual + PAYG withholding from STP-reported wages automatically.
Yes. Core accounting (invoicing, expenses, bank import, P&L, BAS summary) is on the free plan. Advanced features (multi-currency, fixed assets, tracking categories, GST audit, payment runs with ABA, recurring expenses, CSV journal import, franchise consolidation) are on paid plans starting at a fraction of what Xero charges.
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© 2026 OneBookPlus. Founded by Bishal Shrestha. Made in Melbourne.